Medicare Help Anywhere in Missouri

One call, from anywhere in the state

Our home base is Kansas City, and that is where we know the hospitals best. But Medicare help does not need a drive. We help people in St. Louis, Springfield, Columbia, Joplin, Cape Girardeau, St. Joseph and the small towns in between, all by phone or video call.

Here is what we do for you. We find the plans offered in your county. We compare plans from many insurance companies, not just one. We look up your doctors, your hospital and your medicines for each plan we offer. Then you choose. Our help is free, and the price of a plan is the same as going direct.

Kansas City metro towns

Each of these pages covers the hospitals people in that town use, the nearest Social Security office, and free local help.

• Kansas City, MOMissouri
• Lee's Summit, MOMissouri
• Independence, MOMissouri
• Blue Springs, MOMissouri
• Liberty, MOMissouri
• Gladstone, MOMissouri
• Raytown, MOMissouri
• Belton, MOMissouri

Want the whole metro at once? See Medicare help in Kansas City, MO and KS.

Hospital network guides

Medicare Advantage plans use networks, and hospitals can join or leave a network each year. These guides show what changed for 2027 in each area, with sources.

• Kansas City hospital networks for 2027. Saint Luke's, University Health, HCA Midwest, NKC Health and more.
• St. Louis hospital networks for 2027. The big St. Louis area health systems and Medicare Advantage.
• Springfield hospital networks for 2027. Hospitals in Springfield and the Ozarks.
• Joplin hospital networks for 2027. Hospitals in Joplin and southwest Missouri.
• Cape Girardeau hospital networks for 2027. Hospitals in Cape Girardeau and southeast Missouri.

A Medicare Supplement works at any hospital in the country that takes Medicare, so networks only matter for Medicare Advantage. Our doctors and hospitals page shows how we check.

A Missouri rule worth knowing

Missouri has a yearly anniversary rule for Medicare Supplement (Medigap) plans. Each year, within 30 days before or after your policy anniversary, you can move to the same plan letter with a different company, and the new company cannot turn you down because of your health. For example, Plan G to Plan G. Changing to a different letter usually means health questions. It does not apply to Medicare Advantage.

Kansas does not have this rule, so it matters if you ever move across the state line. Read Missouri vs Kansas rules or our anniversary rule guide.

Free help from the state

Missouri SHIP gives free, unbiased Medicare counseling and does not sell insurance. Call 800-390-3330 or visit missouriship.org. The program used to be called CLAIM (Missouri Department of Commerce and Insurance).

To sign up for Parts A and B, go through Social Security at ssa.gov or call 1-800-772-1213. To find the office nearest you, use the ssa.gov office locator. If a bill or a call about Medicare seems wrong, the Missouri Senior Medicare Patrol is at 888-515-6565 (SMP Resource Center).

If paying for Medicare is hard, read about Medicare Savings Programs.