Medicare Supplements

Medicare Supplement plans, often called Medigap, are private insurance policies that help cover the out-of-pocket costs not covered by Original Medicare (Parts A and B), such as copayments, coinsurance, and deductibles.

Plan Types:

Medigap plans are standardized and labeled with letters, such as Plan F, Plan G, and Plan N. Each plan type provides a unique set of benefits, allowing you to choose the coverage that best fits your needs. For instance, Plan G covers most out-of-pocket costs except for the Medicare Part B deductible, while Plan N offers lower premiums but requires copayments for certain services.

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