Independent, local Medicare guidance for Kansas City residents. No fees, no bias, and no pressure. Just clear help choosing the coverage that fits your doctors, your medications, and your budget.
Cole Insure is an independent Medicare agency based right here in the Kansas City area. We help people across Kansas City, Missouri, from Brookside and Waldo to the Northland, the Plaza, and Jackson County, understand their options and pick coverage with confidence. Because we are independent, we are not tied to any one insurance company, so the advice you get is built around you and not a sales quota.
Whether you are turning 65, retiring and leaving employer coverage, or simply want a second opinion on the plan you already have, we walk you through it in plain language and at your pace.
Plan G, Plan N, and the rest of the Medigap lineup, with honest cost ranges and which one fits your situation.
How Part C bundles your coverage, how the networks work, and whether your doctors are included.
We check your specific medications against each plan so you are not overpaying at the pharmacy.
TRICARE For Life, Medigap for retirees, and the gaps the VA was never built to cover.
Missouri is one of the few states with an Anniversary Rule, and it can save Kansas City residents real money. If you already have a Medicare Supplement plan, you get a window each year, starting 30 days before your policy anniversary date and ending 30 days after, when you can switch to a plan with equal or lesser benefits from any carrier without answering a single health question.
Supplement plans are standardized, so a Plan G is a Plan G no matter who sells it. The only thing that changes is the premium. The Anniversary Rule lets you shop the same coverage for a lower price every year, even if your health has changed.
Most people never use it because no one told them it exists. We track your anniversary window and check the market for you, so you are never stuck overpaying out of habit.
We are an independent agency, which means we work for you, not for one carrier. There is no fee for our help, and the plan never costs more by going through us. We currently represent 10 or more organizations offering 30 or more products in your area, so you get a real comparison instead of a single pitch.
Proudly serving Kansas City, MO and the surrounding metro, including Brookside, Waldo, the Northland, Lee's Summit, Independence, Blue Springs, and Belton.
Real reviews from the people we have helped across the Kansas City area and Missouri.
In about 30 minutes we will look at your doctors, your medications, and your budget, then show you the options side by side. No pressure, no obligation, no cost.
Cole Insure, LLC is a licensed independent insurance agency serving Kansas City, Missouri and surrounding communities. This is a solicitation for insurance. We do not offer every plan available in your area. Currently we represent 10 or more organizations which offer 30 or more products in your area. Please contact Medicare.gov, 1-800-MEDICARE (TTY 1-877-486-2048) 24 hours a day, 7 days a week, or your State Health Insurance Assistance Program (SHIP) to get information on all of your options. Medicare has neither reviewed nor endorsed this information. We are not affiliated with or endorsed by the U.S. government or the federal Medicare program. Missouri Anniversary Rule details are current as of 2026 and subject to change.