The Plan She Never Revisited: Open Enrollment in Springfield, Illinois
Six Years, Zero Comparisons
Nancy had the same Medicare Advantage plan for six years. Not because she’d compared it and it kept winning, but because she’d simply never looked again after the first enrollment. In that time, her plan’s network had narrowed and a competitor had added benefits she actually needed.
Plans change every year. So should your comparison.
Haven’t compared your plan in a while? See what’s changed for this year
What Changes Every Year
Premiums, deductibles, and copays can shift at renewal, sometimes significantly.
Provider networks can narrow or expand without much notice.
Drug formularies reset annually, affecting what you actually pay at the pharmacy.
New plans enter the market every Open Enrollment, some genuinely better fits than what you currently have.
Want a real comparison instead of auto-renewing? Get your annual Medicare comparison
The Bottom Line
Nancy’s plan wasn’t bad in year one. It just stopped being checked, and Open Enrollment exists every single year specifically so that doesn’t have to keep happening.
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